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Beyond the Curb
Joel Fox Co-founder and COO, Ownright

Why confidence, not rates, will decide fixed vs. variable mortgages in 2026

Joel Fox Financing Mortgages National 4 days ago

On the heels of two Bank of Canada rate cuts in 2025, real estate experts, buyers and sellers are watching with cautious optimism to see whether lower borrowing costs will translate into renewed housing activity — particularly in major markets like Toronto and Vancouver, where sales have hit record lows.

Buyers need clarity over affordability in 2026

Joel Fox Residential Buying and selling National Dec. 22 2025

For years, buying a home in Canada came with an unspoken promise: Even if the process felt stressful, the investment itself would pay off. That assumption is now disappearing.

How greater clarity drives smarter home buying decisions

Joel Fox Technology Homeownership National Nov. 25 2025

Today we welcome a new Column, Beyond The Curb, and contributor Joel Fox, co-founder of Ownright. Joel's first column explores the relationship between clarity and confidence in the home-buying market. It's a timely topic, with November being Financial Literacy Month.

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